623+ homes sold.
More than 20 years of expertise.
Judy Atherton · Real Estate Broker at eXp Realty · License B-14728
My mission is simple: help people understand their options, see the possibilities, and confidently move forward.
With more than 20 years of real estate experience, I bring a practical, problem-solving approach to every move. My background in banking, investing, lending, renovating, and real estate means I tend to look at a property from more than one angle, and my clients know they can count on me to tell them what I really think.
As a Real Estate Broker at eXp Realty and a KREM Institute AI Certified Agent, I combine decades of experience with today’s technology and innovative marketing. But at the heart of my business, I still believe real estate is a relationship business. I love getting to know my clients, understanding what matters to them, and helping them make decisions they’ll feel good about long after closing day.
The Gulf Coast is home for me. When I’m not working, you’ll usually find me with my husband, Lance, and our two Mini Aussies, Brizzie and Ash, probably somewhere near the water, poking around in the garden, playing pickleball, or enjoying the people and places that make the coast feel like home.
I didn’t set out to build a career in real estate. I started in banking, and I loved the work: lending, investing, and keeping a steady eye on the numbers. Along the way I renovated real estate of my own, and I kept noticing the same thing: when the people around me faced the biggest financial decisions of their lives, they wanted someone at the table who could talk straight about money and property, even when the answer was hard to hear.
By the time I earned my Mississippi broker license in 2000, helping people move well had become the whole point. More than 20 years and 623+ homes sold later, that practical, problem-solving approach is still what I bring to every client.
Judy Atherton
Why do I call the Gulf
Coast home?
When I’m not working, you’ll usually find me with my husband, Lance, and our two Mini Aussies, Brizzie and Ash, probably somewhere near the water. We spent years bringing a 1989 Bayliner 4588 back to life together, and there’s little we love more than taking the dogs out on the water and letting the Coast drift by. When we’re not out cruising, we’re poking around in the garden or playing pickleball, soaking in the people and places that make this place feel like home. This is not just where I work, this is my home and I love it here.
Living and giving back
on the Gulf Coast.
From Mardi Gras parades with the Second Street Social Club to local community events, Judy is a visible and active part of Gulf Coast life. She believes that knowing a community means being part of it.
623+ homes sold.
More than 20 years of expertise.
- 2000
Licensed as a Mississippi Real Estate Broker (License B-14728), bringing a strong banking and financial background to the practice.
01 - 2000s
Established deep roots across the Mississippi Gulf Coast, building relationships with communities from Gulfport to Bay St. Louis.
02 - 2010s
Expanded expertise in waterfront and coastal properties, including flood zone knowledge, insurance navigation, and coastal building regulations.
03 - 2020s
Joined eXp Realty to leverage modern tools and broader reach while maintaining the personal, boutique-level service clients expect.
04
Homes sold across the Gulf Coast.
Mississippi Real Estate Broker License, active since 2000.
eXp Realty
A modern, technology-driven brokerage that empowers agents to deliver exceptional service with broader reach.
- Second Homes & Vacation Properties
- Military Relocations (PCS Moves)
- Waterfront & Coastal Properties
- Financial Analysis & Investment
What principles guide
every engagement?
Your Advocate
I work for you, and I tell you what I really think. Honest answers about value, risk, and whether a property actually fits your life are the whole point.
Financial Knowledge
Banking, lending, investing, and renovating are all in my background. That means real numbers and real analysis when they count, not a sales pitch.
Gulf Coast Roots
I live where I work. Oak-lined streets, marsh sunsets, and beach mornings are familiar to me in a way no listing script can match. This is home, not just a market.
About Judy, answered straight.
The questions clients ask most often about Judy's background, specialties, and what it is like to work with her. If yours is not here, just ask.
How long has Judy been in real estate?
Judy has been licensed as a Mississippi real estate broker since 2000, license B-14728, giving her more than 20 years of experience and more than 623 homes sold. Her practical, problem-solving approach to every move comes from that two-decade track record on the Gulf Coast.
What did Judy do before real estate?
Judy started in banking and lending, spending about 10 years in the field with a degree in Banking and Finance from Mississippi State University. She also renovated real estate of her own, which is part of why she looks at every property from more than one angle: banking, investing, lending, and renovation.
What does Judy specialize in?
Her core specialties are second homes, military relocations, and waterfront and coastal properties. She also works with first-time buyers, home sellers, investors, and families relocating from out of state across the Mississippi Gulf Coast.
Why does Judy work with eXp Realty?
Judy joined eXp Realty to combine modern technology and broader marketing reach with the personal, boutique-level service her clients expect. The brokerage's national platform supports her local expertise rather than replacing it.
What is Judy like outside of work?
The Mississippi Gulf Coast is her home. When she is not working, she is usually with her husband, Lance, and their two Mini Aussies, Brizzie and Ash, near the water, in the garden, on the pickleball court, or enjoying the people and places that make the Coast feel like home.
Let’s start a conversation.
Whether you are ready to buy or just starting to explore, I am always happy to talk. The first step is always a conversation.
Let's Talk